Additional remarks
* Eligibility: LSB Dubai visa holder Employees earning gross 4,000 AED and less per month only.
**Network Outside Dubai not applicable.
***Non-network reimbursement claims covered on actual (refer to Schedule of Benefits for % reimbursement for non-network claims.)
*In & out-patient on direct billing in Provider Network
(Outpatient treatment extended to designated hospitals within the network)
**Out Patient covered at ECARE providers for all elective & emergency services. Out-patient emergency cases outside ECARE Network will also be covered by ECARE on
reimbursement. Outpatient treatment at non-network providers is not covered.
***Inpatient treatment at non-network providers covered at 50% actual.
****Access to outpatient specialists only upon referral by a General Practitioner.
*Direct billing network within UAE only.
**Network Outside UAE not applicable.
***Non-network reimbursement claims covered on actual (refer to Schedule of Benefits for % reimbursement for non-network claims.)
*Direct billing network within UAE only.
**Network Outside UAE not applicable.
***Non-network reimbursement claims covered on actual (refer to Schedule of Benefits for % reimbursement for non-network claims.)
*Direct billing network within UAE only.
**Network Outside UAE not applicable. Except for in-patient emergency treatment on direct-billing – respective Daman network in India.
***Non-network reimbursement claims covered on actual (refer to Schedule of Benefits for % reimbursement for non-network claims.)
*In and Out-patient on direct billing in GCC, Jordan, Syria, Egypt, Yemen, Sudan, Morocco, Tunisia, Algeria, Lebanon.
**In-patient on direct billing within territorial limit – Daman respective network.
***Non-network reimbursement claims covered on actual (refer to Schedule of Benefits for % reimbursement for non-network claims.)
*In and Out-patient on direct billing in GCC, Jordan, Syria, Egypt, Yemen, Sudan, Morocco, Tunisia, Algeria, Lebanon.
**In-patient on direct billing within territorial limit – Daman respective network.
***Non-network reimbursement claims covered on actual (refer to Schedule of Benefits for % reimbursement for non-network claims.)
*In and Out-patient on direct billing in GCC, Jordan, Syria, Egypt, Yemen, Sudan, Morocco, Tunisia, Algeria, Lebanon.
**In-patient on direct billing within territorial limit – Daman respective network.
***Non-network reimbursement claims covered on actual (refer to Schedule of Benefits for % reimbursement for non-network claims.)
