Covers accidental loss or damage to the Insured's property.
Additional Extension Covers
Additional expenditure as a direct result of damage to the Insured's business, which interrupts
the business. Including: Alternative temporary accommodation; Increased cost of working;
Loss of gross profits.
Increased cost of working
Increased costs incurred to limit reduction in turnover and maintain normal business operations,
following a property damage loss.
Covers sudden and unforeseen accidental loss or damage due to insured perils of the machinery insured in this section.
Deterioration of stock
Covers refrigerated stock against damage at the premises, as a result of deterioration or putrefaction following an admissible claim under machinery breakdown section.
Breakdown of computers, electronic data processing systems due to insured perils.
Damage to clothing and personal effects whilst at the Premises.
Goods in Transit
Loss of cargo whilst in transit within the territorial limit.
Loss of business money whilst in transit within the territorial limit and within the custody
of the Insured/ authorised employee. Loss of business money whilst at the Business Premises.
Loss of money or goods belonging to or legally held by the Insured, as a result of any act of
fraud or dishonesty of employee(s).