INSURE - Business Insurance

Built with Startups and SME's in mind

Our business insurance solution enables Start-ups and SMEs to access comprehensive benefits, competitively priced. A variety of options is available, offering Flexibility to companies to tailor their business insurance solution, to suit their requirements.Our portal provides a fast and efficient service, where members can get instant quotes, procure and download their policy documents online and from one portal and from the convenience

What sets us apart…

Obtain instant comparison quotes; utilize our payment gateway and download policy documents in less than 5 minutes and from one portal.

Flexibilityto tailor your policy by choosing from our optional cover extensions to suit your business requirements

View All Products

Insurance Partners

RSAis one of the world’s longest standing general insurers, protecting small businesses; whether you’re a tech start-up, trading or in the hospitality & service sector, we understand your business needs. With over 300 years of global experience and 60 years of experience in the UAE, RSA are the market leaders in providing SME Insurance solutions.

Why RSA?

Service

24/7 customer support

99% Claims satisfaction rate

Product

Sophisticated and competitive pricing

Ease of purchase

Transparent terms of cover

Network

Longest standing presence within the Middle East region

Meeting legal requirements including businesses within Freezones

American International Group, Inc. (AIG) is a leading global insurance organization with 100+ years of experience. Drawing on local experience in UAE and AIG's international presence around the world, serving more than 90 million customers in over 80 countries and jurisdictions

Why AIG?

Service

100% online claims submission

Rapid and fair loss adjustment / settlement

Unwavering commitment to customer service excellence and supporting our clients

Product

7 different small and medium-sized business insurance products tailored for your industry

Easily develop a tailor-made solution when existing products do not meet your needs

Comprehensive, flexible and market leading coverages and limits

Network

60 years in the Middle East

Workforce of 200+ employees mainly based in Dubai

90 million customers worldwide

Business Insurance Products

Here are our products at an overview:

Protects the business owner's legal liability to a Third Party who has suffered from bodily injury or property damage, resulting from your business.

Additional Extension Covers

Work Away Risks

An extension to third party liability, covering the policyholder's liability when conducting work-related activities at other premises.

Product Liability

The policyholder is indemnified for their legal liability to pay damages to third parties, arising from a product of the Insured.

Professional Liability

The policyholder is indemnified for their legal liability to pay claims costs as a result of a breach of their professional duty, which has resulted in the financial loss to a client.

Directors & Officer's Liability

The Directors and Officers or organisation itself is indemnified for their financial losses as a result of a breach of a Director or Officer in their professional capacity.

Covers accidental loss or damage to the Insured's property.

Additional Extension Covers

Business Interruption

Additional expenditure as a direct result of damage to the Insured's business, which interrupts the business. Including: Alternative temporary accommodation; Increased cost of working;Loss of gross profits.

Increased cost of working

Increased costs incurred to limit reduction in turnover and maintain normal business operations, following a property damage loss.

Machinery Breakdown

Covers sudden and unforeseen accidental loss or damage due to insured perils of the machinery insured in this section.

Deterioration of stock

Covers refrigerated stock against damage at the premises, as a result of deterioration or putrefaction following an admissible claim under machinery breakdown section.

Electronic Equipment

Breakdown of computers, electronic data processing systems due to insured perils.

Personnel Effects

Damage to clothing and personal effects whilst at the Premises.

Goods in Transit

Loss of cargo whilst in transit within the territorial limit.

Money

Loss of business money whilst in transit within the territorial limit and within the custody of the Insured/ authorised employee. Loss of business money whilst at the Business Premises.

Fidelity Guarantee

Loss of money or goods belonging to or legally held by the Insured, as a result of any act of fraud or dishonesty of employee(s).

Marsh DMCC Address:

Marsh Emirates Insurance Brokerage LLC
Level 1, Almas Tower, Jumeirah Lakes Towers
Dubai, UAE, PO BOX 57006

Office Hours:

Monday To Friday (8am to 4pm)

Contact Details:

Insurance.dmcc@marsh.com

+971 4 704 6671 / +971 4 573 6205

Website:

www.marsh.com/ae